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Not Eligible
Bridge
Not Eligible
Complete
Not Eligible
Please Note: Plan benefits, limits, and provisions may vary by state or jurisdiction. All travelers on a plan must reside in the same state.
Coverage For Your Arrangements – Benefit Limits
Plan Asset Bridge Complete
Trip Cancellation 100% of Trip Cost Insured 100% of Trip Cost Insured 100% of Trip Cost Insured
Trip Cancellation For Business Reasons 100% of Trip Cost Insured, up to $35,000 100% of Trip Cost Insured, up to $35,000 100% of Trip Cost Insured
Trip Interruption 125% of Trip Cost Insured, up to $50,000 150% of Trip Cost Insured, up to $50,000 200% of Trip Cost Insured, up to $50,000
Trip Interruption For Business Reasons 125% of Trip Cost Insured, up to $35,000 150% of Trip Cost Insured, up to $35,000 200% of Trip Cost Insured, up to $35,000
Travel Delay $750 $1,000 $1,000
Per Day Maximum Limit $150 $200 $200
Required minimum delay time 6 Hours 6 Hours 6 Hours
Trip Cancellation For Any Reason Not Included Not Included 75% of Trip Cost Insured
Coverage For You – Benefit Limits
Plan Asset Bridge Complete
Medical and Dental $50,000 $100,000 $250,000
Emergency Assistance and Transportation $500,000 $500,000 $500,000
Accidental Death & Dismemberment - Travel Accident $25,000 $25,000 $25,000
Coverage For Your Belongings – Benefit Limits
Plan Asset Bridge Complete
Baggage Coverage $1,500 $2,000 $2,000
Per Article Maximum $300 $300 $300
Combined Maximum For Certain Items Listed $600 $600 $600
Baggage Delay $250 $400 $400
Required minimum delay time 12 Hours 12 Hours 12 Hours
Coverage For Your Travel Arrangements – Benefit Provisions
Plan Asset Bridge Complete
Trip Cancellation or Trip Interruption Due to:      
Sickness, Injury or Death
A Pre-Existing Medical Condition
Required time period for purchase Within 15 days of your initial deposit Within 15 days of your initial deposit Within 15 days of your initial deposit
Common Carrier Delay/Cancellation:      
Unannounced strike
Mechanical breakdown
Adverse Weather
Financial Insolvency
Residence or destination made uninhabitable by fire, flood, or natural disaster      
Residence
Destination
Involuntary termination of employment
1 year continuous employment

1 year continuous employment

1 year continuous employment
Being hijacked, quarantined or jury duty
Death/hospitalization of Host at destination
Traffic accident while en route to departure
A Terrorist Incident
Documented theft of passports or visas
Military personnel called to emergency duty for a natural disaster
Revocation of previously granted military leave
Mandatory evacuation due to adverse weather or natural disaster
Extension of primary or secondary school year into Your trip dates due to unforeseen events
Trip Cancellation reimburses:      
Prepaid, forfeited, non-refundable trip payments or deposits
Airline fees to reinstate frequent flyer miles due to covered reasons
Change fees
Single Occupancy Upgrade charges incurred due to a covered reason
Trip Interruption reimburses:      
Prepaid, unused, non-refundable land or water travel arrangements
Additional airfare expense to return home, or to join/rejoin the trip
Trip Cancellation For Business Reasons or Trip Interruption For Business Reasons Due to:      
Documented work reasons
Trip Cancellation For Business Reasons reimburses:      
Prepaid, forfeited, non-refundable trip payments or deposits
Airline fees to reinstate frequent flyer miles due to covered reasons
Change fees
Single Occupancy Upgrade charges incurred due to a covered reason
Trip Interruption For Business Reasons reimburses:      
Prepaid, unused, non-refundable land or water travel arrangements
Additional airfare expense to return home, or to join/rejoin the trip
Travel Delay Due to:      
Common Carrier Delay
Involvement in traffic accident en route to departure
Lost/stolen passports, travel documents or money.
Quarantine, hijacking, natural disaster, adverse weather, unannounced strike, or a civil disorder
Your or Your Traveling Companion's Sickness or Injury
Your Traveling Companion's death
Travel Delay reimburses:      
Additional meal and accommodation expenses
Local transportation expenses
Kennel fees for Your cat or dog
Vehicle parking charges
Trip Cancellation For Any Reason Benefit Eligibility:      
Required time period for purchase Not Applicable Not Applicable Within 15 days of initial deposit
Not disabled Not Applicable Not Applicable Not disabled from travel at the time of Plan Purchase
Required insurance amount Not Applicable Not Applicable Total Cost of all Travel Arrangements with Penalties/Restrictions
Required time period for cancellation Not Applicable Not Applicable 48 hours or more before scheduled departure
Coverage For You – Benefit Provisions
Plan Asset Bridge Complete
Medical and Dental Coverage Due to:      
Injury or Sickness occurring during the trip
Pre-Existing Medical Conditions
Required time period for purchase Within 15 days of your initial deposit Within 15 days of your initial deposit Within 15 days of your initial deposit
Medical and Dental Coverage reimburses:      
On a Primary or Excess Basis Primary (on trip expenses) Primary (on trip expenses) Primary (on trip expenses)
Necessary medical, surgical and emergency dental care costs
Emergency Assistance and Transportation Due to:      
Ambulance transportation to and/or from a hospital
Injury or Sickness when appropriate care, treatment or facilities are not available locally
Death occurring during a trip
Emergency Assistance and Transportation reimburses:      
Medically required transportation expenses to a Hospital for care and treatment or home
Transportation expenses for a bedside visit when hospitalized
(More than 7 days)

(More than 7 days)

(More than 7 days)
Transportation expenses to return an unattended dependent home due to a hospitalization
Transportation and preparation expenses for return of remains home
Coverage For Your Belongings – Benefit Provisions
Plan Asset Bridge Complete
Baggage Coverage Due to:      
Loss, theft or damage
Baggage Coverage reimburses:      
Cost to replace clothing and other personal articles
Administrative fees to reissue lost, stolen or damaged tickets, visas or passports
Per Article Maximum $300 $300 $300
Combined Maximum For Certain Items Listed $600 $600 $600
Baggage Delay due to:      
Misdirection by a Common Carrier
Baggage Delay reimburses:      
Cost of necessary personal items purchased during the delay
24 Hour Worldwide Assistance Services
Plan Asset Bridge Complete
24 Hour Medical Assistance Services:      
24 Hour Emergency Medical Hotline
Medical consultation and monitoring when you are hospitalized
Coordinate medical evacuation arrangements
Help with replacing lost/stolen prescriptions
Help arranging for return of remains
Helpline for general health information before and during your trip
24 Hour Travel Assistance Services      
Sending emergency messages to friends, family or business associates
Language interpretation services
Help with emergency cash transfers
Passport/Visa, vaccinations, & travel health Information
Help with replacing lost/stolen tickets or travel documents
24 Hour Concierge Services      
Restaurant and shopping recommendations or reservations
Local transport, reservations, sports, theatre, & event information/ticketing
Golf course referrals & tee times
Baggage tracking/assistance
Optional Benefits Available
Plan Asset Bridge Complete
Accidental Death & Dismemberment - Air Flight Accident Additional Cost: $10 Additional Cost: $10 Additional Cost: $10
Covers You while riding as a passenger on or boarding or alighting from a regularly scheduled airline flight $100,000 $100,000 $100,000
Rental Car Damage (Not available to Residents of Texas) Additional Cost: $7 per day Additional Cost: $7 per day Additional Cost: $7 per day
Covers loss or damage to a rental car due to collision, fire, theft, windstorm, vandalism, hail, flood or other causes not within Your control while the car is in Your possession $35,000 Primary Coverage $35,000 Primary Coverage $35,000 Primary Coverage

Highlight Differences

Asset
Bridge
Complete