Compare Plans
Review each plan’s maximum benefit amounts, coverages, and benefits, then select the best plan for you. All items listed in these charts are subject to terms, conditions, limitations and exclusions. Please see the plan documents for complete details.
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| Please Note: Plan benefits and provisions may vary by state or jurisdiction. All travelers on a plan must reside in the same state. | ||
| Coverage For Your Arrangements – Benefit Limits | ||
| Plan | Asset | Bridge |
| Trip Cancellation | 100% of Trip Cost Insured | 100% of Trip Cost Insured |
| Trip Cancellation For Business Reasons | 100% of Trip Cost Insured, up to $35,000 | 100% of Trip Cost Insured, up to $35,000 |
| Trip Interruption | 125% of Trip Cost Insured, up to $50,000 | 150% of Trip Cost Insured, up to $50,000 |
| Trip Interruption For Business Reasons | 125% of Trip Cost Insured, up to $35,000 | 150% of Trip Cost Insured, up to $35,000 |
| Travel Delay | $750 | $1,000 |
| Per Day Maximum Limit | $150 | $200 |
| Required minimum delay time | 6 Hours | 6 Hours |
| Trip Cancellation For Any Reason | Not Included | Not Included |
| Coverage For You – Benefit Limits | ||
| Plan | Asset | Bridge |
| Medical and Dental | $50,000 | $100,000 |
| Emergency Assistance and Transportation | $500,000 | $500,000 |
| Accidental Death & Dismemberment - Travel Accident | $25,000 | $25,000 |
| Coverage For Your Belongings – Benefit Limits | ||
| Plan | Asset | Bridge |
| Baggage Coverage | $1,500 | $2,000 |
| Per Article Maximum | $300 | $300 |
| Combined Maximum For Certain Items Listed | $600 | $600 |
| Baggage Delay | $250 | $400 |
| Required minimum delay time | 12 Hours | 12 Hours |
| Coverage For Your Travel Arrangements – Benefit Provisions | ||
| Plan | Asset | Bridge |
| Trip Cancellation or Trip Interruption Due to: | ||
| Sickness, Injury or Death | ||
| A Pre-Existing Medical Condition | ||
| Required time period for purchase | Within 15 days of your initial deposit | Within 15 days of your initial deposit |
| Common Carrier Delay: | ||
| Unannounced strike | ||
| Mechanical breakdown | ||
| Adverse Weather | ||
| Financial Insolvency | ||
| Residence or destination made uninhabitable by fire, flood, or natural disaster | ||
| Residence | ||
| Destination | ||
| Involuntary termination of employment |
1 year continuous employment |
1 year continuous employment |
| Being hijacked, quarantined or jury duty | ||
| Death/hospitalization of Host at destination | ||
| Traffic accident while en route to departure | ||
| A Terrorist Incident | ||
| Documented theft of passports or visas | ||
| Military personnel called to emergency duty for a national disaster | ||
| Revocation of previously granted military leave | ||
| Mandatory evacuation due to adverse weather or natural disaster | ||
| Extension of primary or secondary school year into Your trip dates due to unforeseen events | ||
| Program Cancellation reimburses: | ||
| Prepaid, forfeited, non-refundable trip payments or deposits | ||
| Airline fees to reinstate frequent flyer miles due to covered reasons | ||
| Change fees | ||
| Trip Interruption reimburses: | ||
| Prepaid, unused non-refundable program arrangements | ||
| Additional airfare expense to return home, or to join/rejoin the trip | ||
| Trip Cancellation For Business Reasons or Trip Interruption For Business Reasons Due to: | ||
| Documented work reasons | ||
| Trip Cancellation For Business Reasons reimburses: | ||
| Prepaid, forfeited, non-refundable trip payments or deposits | ||
| Airline fees to reinstate frequent flyer miles due to covered reasons | ||
| Change fees | ||
| Single Occupancy Upgrade charges incurred due to a covered reason | ||
| Trip Interruption For Business Reasons reimburses: | ||
| Prepaid, unused, non-refundable land or water travel arrangements | ||
| Additional airfare expense to return home, or to join/rejoin the trip | ||
| Travel Delay Due to: | ||
| Common Carrier Delay | ||
| Lost/stolen passports, travel documents or money. | ||
| Quarantine, hijacking, natural disaster, adverse weather, unannounced strike, or a civil disorder | ||
| Your or Your Traveling Companion's Sickness or Injury | ||
| Your Traveling Companion's death | ||
| Travel Delay reimburses: | ||
| Additional meal and accommodation expenses | ||
| Local transportation expenses | ||
| Vehicle parking charges | ||
| Trip Cancellation For Any Reason Benefit Eligibility: | ||
| Required time period for purchase | Not Applicable | Not Applicable |
| Not disabled | Not Applicable | Not Applicable |
| Required insurance amount | Not Applicable | Not Applicable |
| Required time period for cancellation | Not Applicable | Not Applicable |
| Coverage For You – Benefit Provisions | ||
| Plan | Asset | Bridge |
| Medical and Dental Coverage Due to: | ||
| Injury or Sickness occurring during the trip | ||
| Pre-Existing Medical Conditions | ||
| Required time period for purchase | Within 15 days of your initial deposit | Within 15 days of your initial deposit |
| Medical and Dental Coverage reimburses: | ||
| On a Primary or Excess Basis | Primary (on trip expenses) | Primary (on trip expenses) |
| Necessary medical, surgical and emergency dental care costs | ||
| Emergency Assistance and Transportation Due to: | ||
| Ambulance transportation to and/or from a hospital | ||
| Injury or Sickness when appropriate care, treatment or facilities are not available locally | ||
| Death occurring during a trip | ||
| Emergency Assistance and Transportation reimburses: | ||
| Medically required transportation expenses to a Hospital for care and treatment or home | ||
| Transportation expenses for a bedside visit when hospitalized |
(More than 7 days) |
(More than 7 days) |
| Transportation expenses to return an unattended dependent home due to a hospitalization | ||
| Transportation and preparation expenses for return of remains home | ||
| Coverage For Your Belongings – Benefit Provisions | ||
| Plan | Asset | Bridge |
| Baggage Coverage Due to: | ||
| Loss, theft or damage | ||
| Baggage Coverage reimburses: | ||
| Cost to replace clothing and other personal articles | ||
| Administrative fees to reissue lost, stolen or damaged tickets, visas or passports | ||
| Per Article Maximum | $300 | $300 |
| Combined Maximum For Certain Items Listed | $600 | $600 |
| Baggage Delay due to: | ||
| Misdirection by a Common Carrier | ||
| Baggage Delay reimburses: | ||
| The cost of reasonable additional clothing and personal articles purchased during the delay | ||
| Optional Benefits Available | ||
| Plan | Asset | Bridge |
| Accidental Death & Dismemberment - Air Flight Accident | Additional Cost: $10 | Additional Cost: $10 |
| Covers You while riding as a passenger on or boarding or alighting from a regularly scheduled airline flight | $100,000 | $100,000 |
| Rental Car Damage (Not available to Residents of Texas) | Additional Cost: $7 per day | Additional Cost: $7 per day |
| Covers loss or damage to a rental car due to collision, fire, theft, windstorm, vandalism, hail, flood or other causes not within Your control while the car is in Your possession | $35,000 Primary Coverage | $35,000 Primary Coverage |
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